There has been little discussion in the last few years of what was once a hot topic: payday lending. But the issue hasn't gone away; instead, it has just gone in a different direction and the 360% interest is still there. An article in The Daily Press points out the hardships it is causing. The … Continue reading 360%!


Video: West/Yancey forum

The Virginia Peninsula MAL League of Women Voters in conjunction with The Daily Press hosted a forum on October 21 for the candidates in the 94th House of Delegates district.

Norfolk City Council: 2/8/11

By:  Tommy Smigiel This week I have highlighted three items of interest on the City Council formal agenda.  Below you will find a consent item which is a quarterly update on the City’s Legal Debt Margin.  I thought the public would like to know where we stand on our debt limit.  I am also including … Continue reading Norfolk City Council: 2/8/11

Norfolk City Council: 2/1/11

By Tommy Smigiel Sorry, but the City Council agenda for this week is not that interesting.  This is one of those meetings that validates my point that we do not need to be meeting weekly.  With only six public hearings and four resolutions on the agenda, the formal session should be completed in less than 15 minutes.  Last week, we had … Continue reading Norfolk City Council: 2/1/11

Norfolk: Time to get involved

I am happy to join the All Politics is Local blog as a contributing writer.  Since joining the Norfolk City Council, Vivian and I have discussed different ways to engage Norfolk citizens.  While I have challenged our government to be open and accountable, I have also repeatedly expressed concern that our citizens don’t take the … Continue reading Norfolk: Time to get involved

Illegal polling in Norfolk

From the Code of Virginia: § 24.2-959. Requirements for campaign telephone calls sponsored by a candidate or candidate campaign committee. It shall be unlawful for any candidate or candidate campaign committee to make campaign telephone calls without disclosing, before the conclusion of each telephone call, information to identify the candidate or candidate campaign committee who … Continue reading Illegal polling in Norfolk

I wish people could read

I was about to respond to a post about the Governor's plan to provide loans of up to $500 to state employees and then decided my response would be too long.  Let me start with a link to the Governor's news release about the program.  Now, a few quotes from it: The pilot program, a … Continue reading I wish people could read

Tuesday update (on a Friday): Payday lending

Weekly update of my legislative agenda issue. OK, it's been a busy day and week so updating this legislative agenda issue got a little behind, though I did mention this earlier in the week. Thursday, the General Assembly passed legislation that will make some changes in payday lending. HB12 as amended includes: A change in … Continue reading Tuesday update (on a Friday): Payday lending

Compromise on payday lending

According to The Virginian Pilot, a compromise has been reached on payday lending. The missing piece: a cap on interest rates. (I find it curious that Del. Terry Kilgore says that "there was not enough support to pass an annual cap on loans." SB12 passed the House 91-7! What votes is he missing?) You know, … Continue reading Compromise on payday lending